{"id":11637,"date":"2026-01-05T11:53:25","date_gmt":"2026-01-05T16:53:25","guid":{"rendered":"https:\/\/hinorivesudmtl.com\/?p=11637"},"modified":"2026-01-05T16:34:49","modified_gmt":"2026-01-05T21:34:49","slug":"total-cost-of-ownership-hino-l8-tco","status":"publish","type":"post","link":"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/","title":{"rendered":"Total Cost of Ownership | TCO Hino L8 : calculation, cashflow and tips"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"11637\" class=\"elementor elementor-11637 elementor-11636\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d836bc3 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1d836bc3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4466419 elementor-widget elementor-widget-text-editor\" data-id=\"4466419\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u2705 At a glance: Hino L8 total cost of ownership<\/h3><ul><li><strong>TCO (total cost of ownership)<\/strong> = <em>depreciation + fuel + annual costs (maintenance\/insurance\/plate) + interest on financing<\/em> (in this scenario).<\/li><li><strong>Scenario used<\/strong>: Hino L8 at <strong>$145,000<\/strong> (purchase) \u2192 <strong>$80,000<\/strong> (resale), <strong>5 years<\/strong>, <strong>60,000 km\/year<\/strong>, diesel <strong>$1.85\/L<\/strong>, average consumption <strong>25 L\/100 km<\/strong>, other costs <strong>$18,000\/year<\/strong>, financing <strong>7.99% \/ 60 months<\/strong> with <strong>15% down payment<\/strong>.<\/li><li><strong>Depreciation<\/strong>: <strong>$13,000\/year<\/strong> (145,000 &#8211; 80,000 \u00f7 5).<\/li><li><strong>Fuel<\/strong>: <strong>$27,750\/year<\/strong> (15,000 L\/year \u00d7 $1.85).<\/li><li><strong>Financing<\/strong>: down payment <strong>$21,750<\/strong>, amount financed <strong>$123,250<\/strong>, payment <strong>\u2248 $2,498.48\/month<\/strong>, total interest <strong>\u2248 $26,658.55<\/strong> over 5 years.<\/li><\/ul><p><strong>Hino L8 TCO result<\/strong>: <strong>\u2248 $64,082\/year<\/strong>, i.e. <strong>\u2248 $1.07\/km<\/strong>, and <strong>\u2248 $320,409<\/strong> net over <strong>5 years<\/strong> (after resale).<\/p><ul><li><strong>Monthly recurring cashflow<\/strong> (payment + fuel + annual costs): <strong>\u2248 $6,125.98\/month<\/strong>.<\/li><li><strong>Major flows<\/strong>: <strong>-$21,750<\/strong> at start (downpayment) and <strong>+$80,000<\/strong> at end (resale).<\/li><li><strong>Lever #1<\/strong>: consumption by driving 60,000 km\/year, <strong>+1 L\/100 km = $1,110\/year<\/strong> (on diesel at $1.85\/L).<\/li><li><strong>What really moves the TCO<\/strong>: fuel consumption, diesel price, resale value, and stability of annual costs (maintenance\/insurance\/plate).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c7814a1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c7814a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19a99a6 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"19a99a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Download our free TCO calculator!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc40584 elementor-widget elementor-widget-off-canvas\" data-id=\"fc40584\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-fc40584\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"Off-Canvas-Calculator\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-f217ee2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f217ee2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f7e2a4 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2f7e2a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Atoggle%26settings%3DeyJpZCI6ImZjNDA1ODQiLCJkaXNwbGF5TW9kZSI6InRvZ2dsZSJ9\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b862dec elementor-widget elementor-widget-heading\" data-id=\"b862dec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Download our TCO calculator <br>(Total Cost of Ownership)  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7cab41d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"7cab41d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cca8061 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no 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320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-384c8b7 elementor-widget elementor-widget-image\" data-id=\"384c8b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"782\" height=\"1020\" src=\"https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg\" class=\"attachment-full size-full wp-image-11645\" alt=\"\" srcset=\"https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg 782w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-230x300.jpeg 230w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-768x1002.jpeg 768w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-600x783.jpeg 600w, 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class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6ImZjNDA1ODQiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-download\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24zm76.45 211.36l-96.42 95.7c-6.65 6.61-17.39 6.61-24.04 0l-96.42-95.7C73.42 337.29 80.54 320 94.82 320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aefcfe9 elementor-widget elementor-widget-text-editor\" data-id=\"aefcfe9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/span>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/#Total_Cost_of_Ownership_TCO_of_a_Hino_L8_full_calculation_cashflow_5-year_scenario_60000_kmyear\" >Total Cost of Ownership (TCO) of a Hino L8 full calculation + cashflow (5-year scenario \/60,000 km\/year)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/#1_What_exactly_is_TCO\" >1) What exactly is TCO?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/#2_Scenario_assumptions_basic_figures\" >2) Scenario assumptions (basic figures)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/#3_Hino_L8_TCO_calculation_step-by-step\" >3) Hino L8 TCO calculation (step-by-step)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/#4_Hino_L8_TCO_results_final_figures\" >4) Hino L8 TCO results (final figures)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/#5_Summary_Table_TCO_of_the_Hino_L8\" >5) Summary (Table): TCO of the Hino L8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/#Table_1_TCO_Total_Cost_of_Ownership_of_the_Hino_L8_-_Summary\" >Table 1: TCO (Total Cost of Ownership) of the Hino L8 - Summary<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/#Table_2_Cash_Flow_OutflowsInflows_%E2%80%93_Monthly_for_the_Hino_L8\" >Table 2: Cash Flow (Outflows\/Inflows) \u2013 Monthly for the Hino L8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/#6_CASHFLOW_version_what_you_actually_get_out_monthly_yearly\" >6) CASHFLOW version: what you actually get out (monthly + yearly)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/#7_The_levers_that_really_move_your_TCO_and_how_to_control_them\" >7) The levers that really move your TCO (and how to control them)<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Total_Cost_of_Ownership_TCO_of_a_Hino_L8_full_calculation_cashflow_5-year_scenario_60000_kmyear\"><\/span>Total Cost of Ownership (TCO) of a <a href=\"https:\/\/hinorivesud.com\/hino-l8\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">Hino L8<\/span><\/a> full calculation + cashflow (5-year scenario \/60,000 km\/year)<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Buying a truck isn&#8217;t just about &#8220;a price on an invoice&#8221;. The real figure that determines whether your truck is profitable is the <strong>Total Cost of Ownership (TCO<\/strong> ): everything the truck costs you <strong>per month<\/strong> and <strong>per kilometer<\/strong>, over its lifetime&#8230; <strong>minus the resale value<\/strong>. <\/p><p>If you&#8217;re thinking of buying a 6-wheel truck with a GVWR of 35,000 lbs, the <strong data-start=\"126\" data-end=\"137\">Hino L8 is for you. <\/strong>For hauling (20\/28-foot box, distribution, fleet) or towing, the price on the invoice is only a small part of the story. What really counts is the TCO <strong>Hino L8 or Total Cost of Ownership of the Hino L8<\/strong>: everything the truck will cost you <strong>over 5 years<\/strong>, <strong>per km<\/strong>, and above all <strong>in cash outflow.<\/strong><\/p><p>In this article, we&#8217;ll give you a <strong>concrete example<\/strong> based on a realistic scenario, with <strong>financing at 7.99%<\/strong> and a <strong>down payment of 15%<\/strong>, then show you how to adapt it to YOUR reality.<\/p><h2><span class=\"ez-toc-section\" id=\"1_What_exactly_is_TCO\"><\/span>1) What exactly is TCO?  <span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>TCO<\/strong> adds up all the real costs involved in operating the truck:<\/p><ol><li><strong>Depreciation<\/strong> (purchase &#8211; resale)<\/li><li><strong>Financing<\/strong> (interest, fees)<\/li><li><strong>Fuel<\/strong><\/li><li><strong>Preventive maintenance<\/strong> (scheduled services)<\/li><li><strong>Repairs\/contingencies<\/strong><\/li><li><strong>Tires\/brakes<\/strong><\/li><li><strong>Insurance + registration\/license<\/strong><\/li><li><strong>Downtime<\/strong>: towing, delays, replacement rentals, loss of opportunity<\/li><\/ol><blockquote><p><span style=\"color: #ff0000;\">\ud83d\udc49 The right indicator to compare two trucks is often: <strong>$\/km<\/strong>.<\/span><\/p><\/blockquote><h2><span class=\"ez-toc-section\" id=\"2_Scenario_assumptions_basic_figures\"><\/span>2) Scenario assumptions (basic figures)<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Let&#8217;s take a fairly neutral, standard scenario for the transport industry:<\/p><ul><li><p><strong>Hino L8 (chassis cab only: no equipment) &#8211; Purchase price: $145,000<\/strong><\/p><\/li><li><p><strong>Resale after 5 years: $80,000<\/strong><\/p><\/li><li><p><strong>Usage: 60,000 km\/year<\/strong><\/p><\/li><li><p><strong>Horizon: 5 years (300,000 km)<\/strong><\/p><\/li><li><p><strong>Diesel: $1.85\/L<\/strong><\/p><\/li><li><p><strong>Average fuel consumption: 25 L\/100 km<\/strong><\/p><\/li><li><p><strong>Other costs (maintenance + insurance + plate)<\/strong>: <strong data-start=\"3737\" data-end=\"3765\">\u2248 <\/strong><strong>$18,000\/year<\/strong><\/p><\/li><li><p><strong>Financing: 7.99% over 60 months<\/strong><\/p><\/li><li><p><strong>Down payment: 15% or $21,750<\/strong><\/p><\/li><\/ul><blockquote><p><strong><span style=\"color: #ff0000;\">Please note<\/span><\/strong> <strong>taxes (GST\/QST), administration fees, tires, downtime<\/strong> and consumption variations (city\/highway\/load\/ralentiate) are <strong>not<\/strong> included here, to keep the model clear and comparable.<\/p><\/blockquote><h2 data-start=\"2742\" data-end=\"2784\"><span class=\"ez-toc-section\" id=\"3_Hino_L8_TCO_calculation_step-by-step\"><\/span>3) Hino L8 TCO calculation (step-by-step)<span class=\"ez-toc-section-end\"><\/span><\/h2><h3 data-start=\"2786\" data-end=\"2814\">A) Annual depreciation<\/h3><p><span class=\"base\"><span class=\"mord text\"><span class=\"mord\">D\u00e9<\/span><span class=\"mord\">pre<\/span><span class=\"mord\">ciation <\/span> <\/span><span class=\"mrel\">=  <\/span><\/span><span class=\"base\"><span class=\"mopen\">(<\/span><span class=\"mord\">145 <\/span><span class=\"mord\">000 $<\/span><span class=\"mbin\">&#8211;<\/span><\/span><span class=\"base\"><span class=\"mord\">80 <\/span><span class=\"mord\">000 $<\/span><span class=\"mclose\">)<\/span><span class=\"mord\">\/5 years <\/span><span class=\"mrel\">=<\/span><\/span><span class=\"base\"><span class=\"mord\">13 <\/span><span class=\"mord\">000<\/span><span class=\"mord\">$\/<\/span><span class=\"mord mathnormal\">year<\/span><\/span><\/p><p data-start=\"2886\" data-end=\"2922\">\u2705 <strong data-start=\"2888\" data-end=\"2904\">Depreciation<\/strong>: <strong data-start=\"2907\" data-end=\"2922\">$13,000\/year<\/strong><\/p><hr data-start=\"2924\" data-end=\"2927\"><h3 data-start=\"2929\" data-end=\"2966\">B) Annual fuel (23 L\/100 km) with 60,000 km\/year<\/h3><ol><li data-start=\"2970\" data-end=\"2981\">Litres\/year : <span class=\"base\"><span class=\"mord\">60 <\/span><span class=\"mord\">000<\/span><span class=\"mbin\">\u00d7<\/span><\/span><span class=\"base\"><span class=\"mord\">25\/100 <\/span><span class=\"mrel\">= <\/span><\/span><span class=\"base\"><span class=\"mord\">15 0<\/span><span class=\"mord\">00<\/span><span class=\"mspace\"> <\/span><span class=\"mord mathnormal\">L<\/span><span class=\"mord\">\/<\/span><span class=\"mord mathnormal\">year<\/span><\/span><\/li><li data-start=\"3026\" data-end=\"3038\"><p data-start=\"3029\" data-end=\"3038\">Cost\/year : <span class=\"base\"><span class=\"mord\">15 0<\/span><span class=\"mord\">00<\/span><span class=\"mbin\">\u00d7<\/span><\/span><span class=\"base\"><span class=\"mord\">1<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">85 <\/span><span class=\"mrel\">= <\/span><\/span><span class=\"base\"><span class=\"mord\">27 75<\/span><span class=\"mord\">0<\/span><span class=\"mspace\"> <\/span><span class=\"mord\">$\/<\/span><span class=\"mord mathnormal\">year<\/span><\/span><\/p><\/li><\/ol><p data-start=\"3083\" data-end=\"3116\">\u2705 <strong data-start=\"3085\" data-end=\"3098\">Fuel<\/strong>: <strong data-start=\"3101\" data-end=\"3116\">$27,750\/year<\/strong><\/p><hr data-start=\"3118\" data-end=\"3121\"><h3 data-start=\"3123\" data-end=\"3172\">C) Other annual costs (Approximately $18,000\/year)<\/h3><p data-start=\"3173\" data-end=\"3229\">\u2705 <strong data-start=\"3175\" data-end=\"3211\">Maintenance + insurance + plate<\/strong>: <strong data-start=\"3737\" data-end=\"3765\">\u2248<\/strong> <strong data-start=\"3214\" data-end=\"3229\">$18,000\/year<\/strong><\/p><hr data-start=\"3231\" data-end=\"3234\"><h3 data-start=\"3236\" data-end=\"3293\">D) Financing (7.99% over 60 months, 15% down payment)<\/h3><ul data-start=\"3294\" data-end=\"3549\"><li data-start=\"3294\" data-end=\"3344\"><p data-start=\"3296\" data-end=\"3344\"><strong data-start=\"3296\" data-end=\"3313\">Downpayment<\/strong>: $145,000 \u00d7 15% = <strong data-start=\"3332\" data-end=\"3344\">$21,750<\/strong><\/p><\/li><li data-start=\"3345\" data-end=\"3401\"><p data-start=\"3347\" data-end=\"3401\"><strong data-start=\"3347\" data-end=\"3366\">Amount financed<\/strong>: $145,000 &#8211; 21,750 = <strong data-start=\"3388\" data-end=\"3401\">$123,250<\/strong><\/p><\/li><li data-start=\"3402\" data-end=\"3456\"><p data-start=\"3404\" data-end=\"3456\"><strong data-start=\"3404\" data-end=\"3434\">Monthly payment (60 months)<\/strong>: <strong data-start=\"3437\" data-end=\"3456\">$2,498.48\/month<\/strong><\/p><\/li><li data-start=\"3457\" data-end=\"3549\"><p data-start=\"3459\" data-end=\"3549\"><strong data-start=\"3459\" data-end=\"3488\">Total interest over 5 years<\/strong>: <strong data-start=\"3491\" data-end=\"3506\">$26,658.55<\/strong><br data-start=\"3506\" data-end=\"3509\">\u2192 annual average: <strong data-start=\"3532\" data-end=\"3549\">$5,331.71\/year<\/strong><\/p><\/li><\/ul><p data-start=\"3551\" data-end=\"3604\">\u2705 <strong data-start=\"3553\" data-end=\"3584\">Interest (annual average)<\/strong>: <strong data-start=\"3587\" data-end=\"3604\">$5,331.71\/year<\/strong><\/p><h2 data-start=\"3611\" data-end=\"3648\"><span class=\"ez-toc-section\" id=\"4_Hino_L8_TCO_results_final_figures\"><\/span>4) Hino L8 TCO results (final figures)<span class=\"ez-toc-section-end\"><\/span><\/h2><h4 data-start=\"3650\" data-end=\"3666\"><span style=\"font-size: 20px;\">\u2705 Hino L8 annual TCO<\/span><\/h4><p data-start=\"3938\" data-end=\"3971\"><span class=\"base\"><span class=\"mord\">13 <\/span><span class=\"mord\">000 <\/span><span class=\"mbin\">+ <\/span> <\/span><span class=\"base\"><span class=\"mord\">27 75<\/span><span class=\"mord\">0 <\/span><span class=\"mbin\">+ <\/span> <\/span><span class=\"base\"><span class=\"mord\">18 <\/span><span class=\"mord\">000 <\/span><span class=\"mbin\">+ <\/span> <\/span><span class=\"base\"><span class=\"mord\">5 <\/span><span class=\"mord\">331<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">71 <\/span><span class=\"mrel\">= <\/span> <\/span><span class=\"base\"><span class=\"mord\">64 081<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">71<\/span><span class=\"mspace\"> <\/span><span class=\"mord\">$\/<\/span><span class=\"mord mathnormal\">year<\/span><\/span><\/p><p data-start=\"3734\" data-end=\"3765\">\u27a1\ufe0f <strong data-start=\"3737\" data-end=\"3765\">Annual TCO \u2248 $64,082\/year<\/strong><\/p><h4 data-start=\"3767\" data-end=\"3783\"><span style=\"font-size: 20px;\">\u2705 Hino L8 TCO per km<\/span><\/h4><p data-start=\"3938\" data-end=\"3971\"><span class=\"base\"><span class=\"mord\">64 081<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">71 $ \/ 60 <\/span><span class=\"mord\">000 km <\/span><span class=\"mrel\">= <\/span><\/span><span class=\"base\"><span class=\"mord\">1<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">0680<\/span><span class=\"mspace\"> <\/span><span class=\"mord\">$\/<\/span><span class=\"mord mathnormal\">km<\/span><\/span><\/p><p data-start=\"3828\" data-end=\"3850\">\u27a1\ufe0f <strong data-start=\"3831\" data-end=\"3850\">TCO \u2248 $1.07\/km<\/strong><\/p><h4 data-start=\"3852\" data-end=\"3892\"><span style=\"font-size: 20px;\">\u2705 Net cost over 5 years (after resale) of the Hino L8<\/span><\/h4><p data-start=\"3938\" data-end=\"3971\"><span class=\"base\"><span class=\"mord\">64 08<\/span><span class=\"mord\">1<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">71\/year <\/span><span class=\"mbin\">\u00d7 <\/span> <\/span><span class=\"base\"><span class=\"mord\">5 years <\/span><span class=\"mrel\">= <\/span> <\/span><span class=\"base\"><span class=\"mord\">320 4<\/span><span class=\"mord\">08<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">55<\/span><span class=\"mspace\"> <\/span><span class=\"mord\">$<\/span><\/span><\/p><p data-start=\"3938\" data-end=\"3971\">\u27a1\ufe0f <strong data-start=\"3941\" data-end=\"3971\">Net cost 5 years \u2248 $320,409<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-340d78f elementor-widget elementor-widget-heading\" data-id=\"340d78f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"5_Summary_Table_TCO_of_the_Hino_L8\"><\/span>5) Summary (Table): TCO of the Hino L8<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bf0f46 elementor-widget elementor-widget-html\" data-id=\"6bf0f46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- TCO du Hino L8 (aucun d\u00e9bordement sur la page) --><section class=\"tco-cashflow-wrap\"><style>.tco-cashflow-wrap{\n      font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;\n      line-height:1.5;\n      max-width:100%;\n      overflow:hidden; \/* Emp\u00eache tout d\u00e9bordement global *\/\n    }\n\n    .tco-grid{display:grid;grid-template-columns:1fr;gap:16px}\n    @media(min-width:980px){.tco-grid{grid-template-columns:1fr 1fr}}\n\n    .tco-card{\n      border:1px solid #e5e7eb;border-radius:14px;padding:16px;background:#fff;\n      box-shadow:0 1px 2px rgba(0,0,0,.05);\n      max-width:100%;\n      overflow:hidden; \/* Emp\u00eache le d\u00e9bordement \u00e0 l'int\u00e9rieur de la carte *\/\n    }\n\n    .tco-card h2{margin:0 0 10px;font-size:18px}\n    .tco-note{margin:8px 0 0;color:#4b5563;font-size:13px}\n    .tco-badges{display:flex;flex-wrap:wrap;gap:8px;margin:6px 0 10px}\n    .badge{display:inline-flex;align-items:center;border:1px solid #dd3333;border-radius:999px;padding:4px 10px;font-size:12px;background:#dd3333}\n\n    \/* \u2705 SCROLL UNIQUEMENT SUR LES TABLES *\/\n    .table-scroll{\n      width:100%;\n      max-width:100%;\n      overflow-x:auto;\n      overflow-y:hidden;\n      -webkit-overflow-scrolling:touch;\n      white-space:nowrap;\n      border:1px solid #eef0f3;\n      border-radius:12px;\n      background:#fff;\n    }\n\n    \/* Indice discret si scroll possible *\/\n    .scroll-hint{\n      display:none;\n      margin:6px 0 0;\n      font-size:12px;\n      color:#6b7280;\n    }\n    @media(max-width:979px){ .scroll-hint{display:block;} }\n\n    \/* La table peut d\u00e9passer le wrapper => scroll horizontal *\/\n    table{\n      border-collapse:collapse;\n      width:max-content;  \/* Important: la table garde sa largeur naturelle *\/\n      min-width:760px;    \/* Ajuste selon le nombre de colonnes *\/\n    }\n\n    th,td{padding:10px 10px;border-top:1px solid #e5e7eb;vertical-align:top}\n    thead th{border-top:none;background:#f9fafb;font-weight:700;text-align:left}\n    .num{text-align:right;white-space:nowrap}\n    .total-row td{font-weight:800;background:#fcfcfd}\n    .muted{color:#6b7280}\n    .small{font-size:12px}\n\n    .kpi{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:10px 0 0}\n    .kpi div{border:1px dashed #dd3333;border-radius:12px;padding:10px;background:#fff}\n    .kpi .label{font-size:16;color:#fff;margin-bottom:2px; background:#dd3333}\n    .kpi .value{font-size:16px;font-weight:800}\n  <\/style><div class=\"tco-badges\"><span class=\"badge\"><strong>Hino L8<\/strong> - Example with figures<\/span><span class=\"badge\">5 ans<\/span><span class=\"badge\">60 000 km\/year<\/span><span class=\"badge\">Diesel 1,85 $\/L<\/span><span class=\"badge\">consu 25 L\/100<\/span><span class=\"badge\">Rate 7,99% (60 months)<\/span><span class=\"badge\">Deposit 15%<\/span><\/div><div class=\"tco-grid\"><!-- TCO --><article class=\"tco-card\"><h2><span class=\"ez-toc-section\" id=\"Table_1_TCO_Total_Cost_of_Ownership_of_the_Hino_L8_-_Summary\"><\/span>Table 1: TCO (Total Cost of Ownership) of the Hino L8 - Summary<span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"table-scroll\" role=\"region\" aria-label=\"Tableau TCO (d\u00e9filement horizontal)\" tabindex=\"0\"><table><thead><tr><th>Cost item<\/th><th class=\"num\">Annual ($)<\/th><th class=\"num\">On 5 years ($)<\/th><th class=\"muted\">Hypothesis \/ detail<\/th><\/tr><\/thead><tbody><tr><td><strong>Depreciation<\/strong><\/td><td class=\"num\">13 000,00<\/td><td class=\"num\">65 000,00<\/td><td class=\"muted small\">(145 000 \u2212 80 000) \u00f7 5<\/td><\/tr><tr><td><strong>Fuel<\/strong><\/td><td class=\"num\">27 750,00<\/td><td class=\"num\">138 750,00<\/td><td class=\"muted small\">60 000 km\/year \u00d7 25 L\/100 \u00d7 1,85 $\/L<\/td><\/tr><tr><td><strong>Others cost<\/strong> <br\/>(maintenance + insurance + license plate)<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">90 000,00<\/td><td class=\"muted small\">Fixed annual Budget<\/td><\/tr><tr><td><strong>Interest (Loan)<\/strong><\/td><td class=\"num\">5 331,71<\/td><td class=\"num\">26 658,55<\/td><td class=\"muted small\">7,99% \/ 60 months sur 123 250 $<\/td><\/tr><tr class=\"total-row\"><td><strong>TCO total (net)<\/strong><\/td><td class=\"num\">64 081,71<\/td><td class=\"num\">320 408,55<\/td><td class=\"muted small\">After resale (including depreciation)<\/td><\/tr><\/tbody><\/table><\/div><div class=\"scroll-hint\">On mobile: swipe the table left\/right to see all columns.<\/div><div class=\"kpi\"><div><div class=\"label\">TCO per km<\/div><div class=\"value\">\u2248 1,07 $\/km<\/div><div class=\"muted small\">64 081,71 \u00f7 60 000<\/div><\/div><div><div class=\"label\">Net cost on 5 years<\/div><div class=\"value\">320 408,55 $<\/div><div class=\"muted small\">64 081,71 \u00d7 5<\/div><\/div><\/div><\/article><!-- Cashflow --><article class=\"tco-card\"><h2><span class=\"ez-toc-section\" id=\"Table_2_Cash_Flow_OutflowsInflows_%E2%80%93_Monthly_for_the_Hino_L8\"><\/span>Table 2: Cash Flow (Outflows\/Inflows) \u2013 Monthly for the Hino L8<span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"table-scroll\" role=\"region\" aria-label=\"Tableau Cashflow (d\u00e9filement horizontal)\" tabindex=\"0\"><table><thead><tr><th>Element<\/th><th class=\"num\">Amount<\/th><th class=\"muted\">Detail<\/th><\/tr><\/thead><tbody><tr><td><strong>Deposit (15%)<\/strong><\/td><td class=\"num\">21 750,00 $<\/td><td class=\"muted small\">Paid on day 0<\/td><\/tr><tr><td><strong>Amount financed<\/strong><\/td><td class=\"num\">123 250,00 $<\/td><td class=\"muted small\">145 000 \u2212 21 750<\/td><\/tr><tr><td><strong>Monthly payment (Loan)<\/strong><\/td><td class=\"num\">2 498,48 $\/months<\/td><td class=\"muted small\">7,99% \/ 60 months<\/td><\/tr><tr><td><strong>Fuel + other costs (monthly)<\/strong><\/td><td class=\"num\">3 812,50 $\/months<\/td><td class=\"muted small\">(27 750 + 18 000) \u00f7 12<\/td><\/tr><tr class=\"total-row\"><td><strong>Total recurring monthly expenses<\/strong><\/td><td class=\"num\">6 310,98 $\/months<\/td><td class=\"muted small\">2 498,48 + 3 812,50<\/td><\/tr><tr><td><strong>Resale (On months 60)<\/strong><\/td><td class=\"num\">80 000,00 $<\/td><td class=\"muted small\">Entered at the end of the term<\/td><\/tr><tr class=\"total-row\"><td><strong>Net flow at the month 60<\/strong><\/td><td class=\"num\">+73 689,02 $<\/td><td class=\"muted small\">80 000 \u2212 6 310,98<\/td><\/tr><\/tbody><\/table><\/div><div class=\"scroll-hint\">On mobile: swipe the table left\/right to see all columns.<\/div><h3 style=\"margin:14px 0 8px;font-size:16px;\">Annual schedule (management perspective)<\/h3><div class=\"table-scroll\" role=\"region\" aria-label=\"\u00c9ch\u00e9ancier annuel (d\u00e9filement horizontal)\" tabindex=\"0\"><table><thead><tr><th>Year<\/th><th class=\"num\">Loan payments<\/th><th class=\"num\">Fuel<\/th><th class=\"num\">Other Costs<\/th><th class=\"num\">Total Expenses<\/th><th class=\"num\">Income from resale<\/th><th class=\"num\">Net flow<\/th><\/tr><\/thead><tbody><tr><td>0<\/td><td class=\"num\">0<\/td><td class=\"num\">0<\/td><td class=\"num\">0<\/td><td class=\"num\">21 750,00<\/td><td class=\"num\">0<\/td><td class=\"num\">-21 750,00<\/td><\/tr><tr><td>1<\/td><td class=\"num\">29 981,71<\/td><td class=\"num\">27 750,00<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">75 731,71<\/td><td class=\"num\">0<\/td><td class=\"num\">-73 511,71<\/td><\/tr><tr><td>2<\/td><td class=\"num\">29 981,71<\/td><td class=\"num\">27 750,00<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">75 731,71<\/td><td class=\"num\">0<\/td><td class=\"num\">-73 511,71<\/td><\/tr><tr><td>3<\/td><td class=\"num\">29 981,71<\/td><td class=\"num\">27 750,00<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">75 731,71<\/td><td class=\"num\">0<\/td><td class=\"num\">-75 731,71<\/td><\/tr><tr><td>4<\/td><td class=\"num\">29 981,71<\/td><td class=\"num\">27 750,00<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">75 731,71<\/td><td class=\"num\">0<\/td><td class=\"num\">-75 731,71<\/td><\/tr><tr><td>5<\/td><td class=\"num\">29 981,71<\/td><td class=\"num\">27 750,00<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">75 731,71<\/td><td class=\"num\">80 000,00<\/td><td class=\"num\">+4 268,29<\/td><\/tr><tr class=\"total-row\"><td><strong>Total on 5 years<\/strong><\/td><td class=\"num\"><strong>149 908,55<\/strong><\/td><td class=\"num\"><strong>138 750,00<\/strong><\/td><td class=\"num\"><strong>90 000,00<\/strong><\/td><td class=\"num\"><strong>400 408,55<\/strong><\/td><td class=\"num\"><strong>80 000,00<\/strong><\/td><td class=\"num\"><strong>-320 408,55<\/strong><\/td><\/tr><\/tbody><\/table><\/div><div class=\"scroll-hint\">On mobile: swipe the table left\/right to see all columns.<\/div><\/article><\/div><\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b328f5c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b328f5c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acb1bd6 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"acb1bd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Download our free TCO calculator!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f5904e elementor-widget elementor-widget-off-canvas\" data-id=\"6f5904e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-6f5904e\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"Off-Canvas-Calculator\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-a3b144c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a3b144c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80d04e9 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"80d04e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Atoggle%26settings%3DeyJpZCI6ImZjNDA1ODQiLCJkaXNwbGF5TW9kZSI6InRvZ2dsZSJ9\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0724d44 elementor-widget elementor-widget-heading\" data-id=\"0724d44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Download our TCO calculator <br>(Total Cost of Ownership)  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8fa82e1 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8fa82e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9a234c2 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"9a234c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f67a71c elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"f67a71c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" id=\"Calculateur_TCO\" name=\"New form\" aria-label=\"New form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"11637\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"f67a71c\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Total Cost of Ownership Hino L8 | Hino L8 TCO\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"11637\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-prenom elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-prenom\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tYour first name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[prenom]\" id=\"form-field-prenom\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"First name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-nom elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-nom\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tYour surname\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[nom]\" id=\"form-field-nom\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEnter your e-mail address\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"E-mail\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_1e5010d elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_1e5010d\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEnter your phone number\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_1e5010d]\" id=\"form-field-field_1e5010d\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Phone\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-field_a6f8145 elementor-col-100 recaptcha_v3-bottomright\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_a6f8145\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6LdMefUqAAAAANd6aqUmYp-GEvGlVGWZLwAxtypT\" data-type=\"v3\" data-action=\"Form\" data-badge=\"bottomright\" data-size=\"invisible\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-download\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24zm76.45 211.36l-96.42 95.7c-6.65 6.61-17.39 6.61-24.04 0l-96.42-95.7C73.42 337.29 80.54 320 94.82 320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79d2122 elementor-widget elementor-widget-image\" data-id=\"79d2122\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"782\" height=\"1020\" src=\"https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg\" class=\"attachment-full size-full wp-image-11645\" alt=\"\" srcset=\"https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg 782w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-230x300.jpeg 230w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-768x1002.jpeg 768w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-600x783.jpeg 600w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-41x54.jpeg 41w\" sizes=\"(max-width: 782px) 100vw, 782px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Overview of the TCO calculator you're about to get<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08c6ef0 elementor-align-center elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"08c6ef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjZmNTkwNGUiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-download\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24zm76.45 211.36l-96.42 95.7c-6.65 6.61-17.39 6.61-24.04 0l-96.42-95.7C73.42 337.29 80.54 320 94.82 320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1439433 elementor-widget elementor-widget-text-editor\" data-id=\"1439433\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3978\" data-end=\"4046\"><span class=\"ez-toc-section\" id=\"6_CASHFLOW_version_what_you_actually_get_out_monthly_yearly\"><\/span>6) CASHFLOW version: what you actually get out (monthly + yearly)<span class=\"ez-toc-section-end\"><\/span><\/h2><p data-start=\"4048\" data-end=\"4129\">Cashflow is the reality on the ground: <strong data-start=\"4088\" data-end=\"4116\">how much you take out per month<\/strong> to drive.<\/p><h3 data-start=\"4131\" data-end=\"4167\">A) Monthly cash flow (months 1 to 60)<\/h3><ol data-start=\"4168\" data-end=\"4264\"><li data-start=\"4168\" data-end=\"4219\"><p data-start=\"4171\" data-end=\"4219\"><strong data-start=\"4171\" data-end=\"4195\">Financing payment<\/strong>: <strong data-start=\"4198\" data-end=\"4217\">$2,498.48\/month<\/strong><\/p><\/li><li data-start=\"4220\" data-end=\"4264\"><p data-start=\"4223\" data-end=\"4264\"><strong data-start=\"4223\" data-end=\"4260\">Fuel + other monthly costs<\/strong>:  <span class=\"base\"><span class=\"mopen\">(<\/span><span class=\"mord\">27 75<\/span><span class=\"mord\">0$ <\/span><span class=\"mbin\">+ <\/span> <\/span><span class=\"base\"><span class=\"mord\">18 <\/span><span class=\"mord\">000$<\/span><span class=\"mclose\">) <\/span><span class=\"mord\">\/ 12 months <\/span><span class=\"mrel\">= <\/span> <\/span><strong><span class=\"base\"><span class=\"mord\">3 812<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">50<\/span><span class=\"mspace\"> <\/span><span class=\"mord\">$\/<\/span><span class=\"mord mathnormal\">m<\/span><span class=\"mord mathnormal\">o<\/span><span class=\"mord mathnormal\">i<\/span><span class=\"mord mathnormal\">s<\/span><\/span><\/strong><\/p><\/li><\/ol><p data-start=\"4318\" data-end=\"4349\">\u2705 <strong data-start=\"4320\" data-end=\"4347\">Monthly recurring total<\/strong>:<\/p><p data-start=\"4318\" data-end=\"4349\"><span class=\"base\"><span class=\"mord\">2 <\/span><span class=\"mord\">498<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">48 $<\/span><span class=\"mbin\">+ <\/span> <\/span><span class=\"base\"><span class=\"mord\">3 812,50<\/span><span class=\"mord\"> $ <\/span><span class=\"mrel\">= <\/span> <\/span><span class=\"base\"><span class=\"mord\">6 310<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">98<\/span><span class=\"mspace\"> <\/span><span class=\"mord\">$\/<\/span><span class=\"mord mathnormal\">m<\/span><span class=\"mord mathnormal\">o<\/span><span class=\"mord mathnormal\">i<\/span><span class=\"mord mathnormal\">s<\/span><\/span><\/p><p data-start=\"4400\" data-end=\"4441\">\u27a1\ufe0f <strong data-start=\"4403\" data-end=\"4441\">Monthly cashflow \u2248 $6,310.98\/month<\/strong><\/p><h3 data-start=\"4443\" data-end=\"4463\">B) One-off flows<\/h3><ul data-start=\"4464\" data-end=\"4544\"><li data-start=\"4464\" data-end=\"4506\"><p data-start=\"4466\" data-end=\"4506\"><strong data-start=\"4466\" data-end=\"4476\">Day 0<\/strong>: down payment <strong data-start=\"4493\" data-end=\"4506\">-$21,750<\/strong><\/p><\/li><li data-start=\"4507\" data-end=\"4544\"><p data-start=\"4509\" data-end=\"4544\"><strong data-start=\"4509\" data-end=\"4520\">Month 60<\/strong>: resale <strong data-start=\"4531\" data-end=\"4544\">+$80,000<\/strong><\/p><\/li><\/ul><p data-start=\"4546\" data-end=\"4634\">\u27a1\ufe0f In <strong data-start=\"4552\" data-end=\"4563\">month 60<\/strong>, you have a net flow of approximately: <strong data-start=\"4597\" data-end=\"4634\">+$80,000 &#8211; $6,310.98 = +$73,689.02<\/strong><\/p><hr data-start=\"4636\" data-end=\"4639\"><h3 data-start=\"4641\" data-end=\"4681\">C) Annual cash flow (&#8220;management&#8221; view)<\/h3><p data-start=\"4682\" data-end=\"4711\">Each year (1 to 5), you have :<\/p><ul data-start=\"4712\" data-end=\"4889\"><li data-start=\"4712\" data-end=\"4762\"><p data-start=\"4714\" data-end=\"4762\">Annual payments: $2,498.48 \u00d7 12 \u2248 <strong data-start=\"4750\" data-end=\"4762\">$29,982<\/strong><\/p><\/li><li data-start=\"4763\" data-end=\"4789\"><p data-start=\"4765\" data-end=\"4789\">Fuel: <strong data-start=\"4777\" data-end=\"4789\">$27,750<\/strong><\/p><\/li><li data-start=\"4790\" data-end=\"4819\"><p data-start=\"4792\" data-end=\"4819\">Other costs: <strong data-start=\"4807\" data-end=\"4819\">$18,000<\/strong><\/p><\/li><li data-start=\"4820\" data-end=\"4852\"><p data-start=\"4822\" data-end=\"4852\">Annual total \u2248 <strong data-start=\"4837\" data-end=\"4852\">$75,732\/year<\/strong><\/p><\/li><li data-start=\"4853\" data-end=\"4889\"><p data-start=\"4855\" data-end=\"4889\">Year 5: + <strong data-start=\"4867\" data-end=\"4879\">$80,000<\/strong> (resale)<\/p><\/li><\/ul><hr data-start=\"4891\" data-end=\"4894\"><h3 data-start=\"4896\" data-end=\"4940\">D) Verification: net cash cost over 5 years<\/h3><ul data-start=\"4941\" data-end=\"5195\"><li data-start=\"4941\" data-end=\"5081\"><p data-start=\"4943\" data-end=\"5081\">Total cash out = <strong data-start=\"4961\" data-end=\"5026\">down payment + 60 payments + (fuel + other costs \u00d7 5)<\/strong><br data-start=\"5026\" data-end=\"5029\">= $21,750 + $149,908.55 + $228,750<br data-start=\"5060\" data-end=\"5063\">= <strong data-start=\"5065\" data-end=\"5081\">$400,408.55<\/strong><\/p><\/li><li data-start=\"5082\" data-end=\"5113\"><p data-start=\"5084\" data-end=\"5113\">Resale entry = <strong data-start=\"5101\" data-end=\"5113\">$80,000<\/strong><\/p><\/li><li data-start=\"5114\" data-end=\"5195\"><p data-start=\"5116\" data-end=\"5195\">\u2705 5 <strong data-start=\"5118\" data-end=\"5141\">-year net cash cost<\/strong> = <strong data-start=\"5144\" data-end=\"5160\">$320,408.55<\/strong><br data-start=\"5160\" data-end=\"5163\">(= exactly your 5-year net TCO)<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-005eb63 elementor-widget elementor-widget-text-editor\" data-id=\"005eb63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"5202\" data-end=\"5278\"><span class=\"ez-toc-section\" id=\"7_The_levers_that_really_move_your_TCO_and_how_to_control_them\"><\/span>7) The levers that really move your TCO (and how to control them)<span class=\"ez-toc-section-end\"><\/span><\/h2><h3 data-start=\"5280\" data-end=\"5321\">1) Fuel consumption (L\/100): lever #1<\/h3><p data-start=\"5322\" data-end=\"5352\">With 60,000 km\/year and $1.85\/L :<\/p><ul data-start=\"5353\" data-end=\"5463\"><li data-start=\"5353\" data-end=\"5382\"><p data-start=\"5355\" data-end=\"5382\"><strong data-start=\"5355\" data-end=\"5382\">+1 L\/100 km = +600 L\/year<\/strong><\/p><\/li><li data-start=\"5383\" data-end=\"5429\"><p data-start=\"5385\" data-end=\"5429\"><strong data-start=\"5385\" data-end=\"5429\">Annual impact = 600 \u00d7 1.85 = $1,110\/year<\/strong><\/p><\/li><li data-start=\"5430\" data-end=\"5463\"><p data-start=\"5432\" data-end=\"5463\"><strong data-start=\"5432\" data-end=\"5463\">Impact over 5 years = +$5,550<\/strong><\/p><\/li><\/ul><p data-start=\"5465\" data-end=\"5550\">\ud83d\udc49 Conclusion: a difference of <strong data-start=\"5499\" data-end=\"5517\">23 vs 26 L\/100<\/strong> changes your TCO in a major way.<\/p><h3 data-start=\"5552\" data-end=\"5598\">2) Diesel prices: the other critical lever<\/h3><p data-start=\"5599\" data-end=\"5755\">Same calculation: each price\/L variation directly affects your cost\/km.<\/p><p data-start=\"5599\" data-end=\"5755\">\ud83d\udc49 Tip: keep a <strong data-start=\"5694\" data-end=\"5708\">range<\/strong> (e.g. low \/ medium \/ high) in your projections.<\/p><h3 data-start=\"5757\" data-end=\"5780\">3) Resale value<\/h3><ul data-start=\"5781\" data-end=\"5934\"><li data-start=\"5781\" data-end=\"5841\"><p data-start=\"5783\" data-end=\"5841\"><strong data-start=\"5783\" data-end=\"5796\">+$10,000<\/strong> on resale = <strong data-start=\"5814\" data-end=\"5829\">-$2,000\/year<\/strong> over 5 years<\/p><\/li><li data-start=\"5842\" data-end=\"5934\"><p data-start=\"5844\" data-end=\"5934\">It comes down to: maintenance, history, general condition, corrosion, tires, mechanical file.<\/p><\/li><\/ul><h3 data-start=\"5936\" data-end=\"5987\">4) &#8220;Other costs&#8221; (maintenance\/insurance\/plate)<\/h3><p data-start=\"5988\" data-end=\"6034\">In our <strong data-start=\"6003\" data-end=\"6018\">$18,000\/year<\/strong> scenario, this is solid if :<\/p><ul data-start=\"6035\" data-end=\"6117\"><li data-start=\"6035\" data-end=\"6070\"><p data-start=\"6037\" data-end=\"6070\">well-monitored planned maintenance<\/p><\/li><li data-start=\"6071\" data-end=\"6089\"><p data-start=\"6073\" data-end=\"6089\">stable insurance<\/p><\/li><li data-start=\"6090\" data-end=\"6117\"><p data-start=\"6092\" data-end=\"6117\">few claims\/downtime<\/p><\/li><\/ul><p data-start=\"6119\" data-end=\"6200\">Otherwise, this item can escalate rapidly (and this is often where the TCO explodes).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a843b1a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a843b1a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41eeb9f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"41eeb9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Download our free TCO calculator!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee059a0 elementor-widget elementor-widget-off-canvas\" data-id=\"ee059a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-ee059a0\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"Off-Canvas-Calculator\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-14e2557 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"14e2557\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6f37c9 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"b6f37c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Atoggle%26settings%3DeyJpZCI6ImZjNDA1ODQiLCJkaXNwbGF5TW9kZSI6InRvZ2dsZSJ9\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8647ca4 elementor-widget elementor-widget-heading\" data-id=\"8647ca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Download our TCO calculator <br>(Total Cost of Ownership)  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a3da412 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a3da412\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7d8c2eb e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"7d8c2eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d5cb56 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"6d5cb56\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" id=\"Calculateur_TCO\" name=\"New form\" aria-label=\"New form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"11637\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"6d5cb56\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Total Cost of Ownership Hino L8 | Hino L8 TCO\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"11637\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-prenom elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-prenom\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tYour first name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[prenom]\" id=\"form-field-prenom\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"First name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-nom elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-nom\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tYour surname\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[nom]\" id=\"form-field-nom\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEnter your e-mail address\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"E-mail\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_1e5010d elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_1e5010d\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEnter your phone number\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_1e5010d]\" id=\"form-field-field_1e5010d\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Phone\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-field_a6f8145 elementor-col-100 recaptcha_v3-bottomright\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_a6f8145\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6LdMefUqAAAAANd6aqUmYp-GEvGlVGWZLwAxtypT\" data-type=\"v3\" data-action=\"Form\" data-badge=\"bottomright\" data-size=\"invisible\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-download\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24zm76.45 211.36l-96.42 95.7c-6.65 6.61-17.39 6.61-24.04 0l-96.42-95.7C73.42 337.29 80.54 320 94.82 320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f4a6eb elementor-widget elementor-widget-image\" data-id=\"4f4a6eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"782\" height=\"1020\" src=\"https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg\" class=\"attachment-full size-full wp-image-11645\" alt=\"\" srcset=\"https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg 782w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-230x300.jpeg 230w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-768x1002.jpeg 768w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-600x783.jpeg 600w, https:\/\/hinorivesudmtl.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-41x54.jpeg 41w\" sizes=\"(max-width: 782px) 100vw, 782px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Overview of the TCO calculator you're about to get<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f489bfa elementor-align-center elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"f489bfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6ImVlMDU5YTAiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-download\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24zm76.45 211.36l-96.42 95.7c-6.65 6.61-17.39 6.61-24.04 0l-96.42-95.7C73.42 337.29 80.54 320 94.82 320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b78a11 elementor-widget elementor-widget-n-accordion\" data-id=\"2b78a11\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4550\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-4550\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What is the TCO of the Hino L8 in this scenario? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4550\" class=\"elementor-element elementor-element-1b5586c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"1b5586c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36ac200 elementor-widget elementor-widget-text-editor\" data-id=\"36ac200\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With a $145,000 purchase price,<\/p><ul><li>Resale: $80,000<\/li><li>60,000 km\/year<\/li><li>Diesel cost $1.85\/L<\/li><li>Average fuel consumption: <strong data-start=\"7078\" data-end=\"7090\">25 L\/100<\/strong><\/li><li>Other costs $18,000\/year<\/li><li>Financing 7.99% (15% down payment)<\/li><\/ul><p>The TCO of the Hino L8 is about <strong data-start=\"7209\" data-end=\"7224\">\u2248 $1.07\/km or<\/strong> <strong data-start=\"7179\" data-end=\"7202\">$320,409 over 5 years<\/strong>,.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4551\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4551\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How much does a Hino L8 cost \"per month\" in cashflow? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4551\" class=\"elementor-element elementor-element-e757a99 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e757a99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e49451 elementor-widget elementor-widget-text-editor\" data-id=\"5e49451\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"7279\" data-end=\"7461\">In recurring outflows, about <strong data-start=\"7311\" data-end=\"7330\">$6,310.98\/month<\/strong> (payment + fuel + maintenance\/insurance\/plate), plus <strong data-start=\"7391\" data-end=\"7403\">$21,750<\/strong> at startup (downpayment), and <strong data-start=\"7434\" data-end=\"7447\">+$80,000<\/strong> upon resale.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4552\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4552\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Does financing change depreciation? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4552\" class=\"elementor-element elementor-element-4f90e1e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4f90e1e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7eafc6d elementor-widget elementor-widget-text-editor\" data-id=\"7eafc6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"7510\" data-end=\"7623\">No. Depreciation is still <strong data-start=\"7537\" data-end=\"7556\">purchase &#8211; resale<\/strong>. Financing adds an <strong data-start=\"7583\" data-end=\"7601\">interest cost<\/strong> that increases your TCO.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4553\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4553\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What's the best way to reduce TCO? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4553\" class=\"elementor-element elementor-element-6b9c50b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6b9c50b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90d9e90 elementor-widget elementor-widget-text-editor\" data-id=\"90d9e90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In practice, the three most effective levers are :<\/p>\n\n<ol>\n \t<li>\n<p>reduce actual consumption (idling, road, load, driving)<\/p>\n<\/li>\n \t<li>\n<p>stabilize annual costs (planned maintenance + insurance)<\/p>\n<\/li>\n \t<li>\n<p>maximize resale value (history, condition, maintenance)<\/p>\n<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4554\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4554\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Why compare in $\/km? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4554\" class=\"elementor-element elementor-element-0dfb6de e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"0dfb6de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4d166d elementor-widget elementor-widget-text-editor\" data-id=\"f4d166d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Because it neutralizes the &#8220;I drive more\/less&#8221; effect, and makes it possible to compare two configurations more accurately.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the TCO of the Hino L8 in this scenario?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"With a $145,000 purchase price,Resale: $80,00060,000 km\\\/yearDiesel cost $1.85\\\/LAverage fuel consumption: 25 L\\\/100Other costs $18,000\\\/yearFinancing 7.99% (15% down payment)The TCO of the Hino L8 is about \\u2248 $1.07\\\/km or $320,409 over 5 years,.\"}},{\"@type\":\"Question\",\"name\":\"How much does a Hino L8 cost \\\"per month\\\" in cashflow?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In recurring outflows, about $6,310.98\\\/month (payment + fuel + maintenance\\\/insurance\\\/plate), plus $21,750 at startup (downpayment), and +$80,000 upon resale.\"}},{\"@type\":\"Question\",\"name\":\"Does financing change depreciation?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Depreciation is still purchase &#8211; resale. Financing adds an interest cost that increases your TCO.\"}},{\"@type\":\"Question\",\"name\":\"What's the best way to reduce TCO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In practice, the three most effective levers are :\\n\\n\\n \\t\\nreduce actual consumption (idling, road, load, driving)\\n\\n \\t\\nstabilize annual costs (planned maintenance + insurance)\\n\\n \\t\\nmaximize resale value (history, condition, maintenance)\"}},{\"@type\":\"Question\",\"name\":\"Why compare in $\\\/km?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because it neutralizes the &#8220;I drive more\\\/less&#8221; effect, and makes it possible to compare two configurations more accurately.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u2705 At a glance: Hino L8 total cost of ownership TCO (total cost of ownership) = depreciation + fuel + annual costs (maintenance\/insurance\/plate) + interest on financing (in this scenario). Scenario used: Hino L8 at $145,000 (purchase) \u2192 $80,000 (resale), 5 years, 60,000 km\/year, diesel $1.85\/L, average consumption 25 L\/100 km, other costs $18,000\/year, financing 7.99% \/ 60 months with 15% down payment. Depreciation: $13,000\/year (145,000 &#8211; 80,000 \u00f7 5). Fuel: $27,750\/year (15,000 L\/year \u00d7 $1.85). Financing: down payment $21,750, amount financed $123,250, payment \u2248 $2,498.48\/month, total interest \u2248 $26,658.55 over 5 years. Hino L8 TCO result: \u2248 $64,082\/year, i.e. \u2248 $1.07\/km, and \u2248 $320,409 net over 5 years (after resale). Monthly recurring cashflow (payment + fuel + annual costs): \u2248 $6,125.98\/month. Major flows: -$21,750 at start (downpayment) and +$80,000 at end (resale). Lever #1: consumption by driving 60,000 km\/year, +1 L\/100 km = $1,110\/year (on diesel at $1.85\/L). What really moves the TCO: fuel consumption, diesel price, resale value, and stability of annual costs (maintenance\/insurance\/plate). Download our free TCO calculator! Download our TCO calculator (Total Cost of Ownership) Your first name Your surname Enter your e-mail address Enter your phone number Download the calculator Overview of the TCO calculator you&#8217;re about to get Download our TCO calculator (Total Cost of Ownership) Overview of the TCO calculator you&#8217;re about to get Download the calculator Total Cost of Ownership (TCO) of a Hino L8 full calculation + cashflow (5-year scenario \/60,000 km\/year) Buying a truck isn&#8217;t just about &#8220;a price on an invoice&#8221;. The real figure that determines whether your truck is profitable is the Total Cost of Ownership (TCO ): everything the truck costs you per month and per kilometer, over its lifetime&#8230; minus the resale value. If you&#8217;re thinking of buying a 6-wheel truck with a GVWR of 35,000 lbs, the Hino L8 is for you. For hauling (20\/28-foot box, distribution, fleet) or towing, the price on the invoice is only a small part of the story. What really counts is the TCO Hino L8 or Total Cost of Ownership of the Hino L8: everything the truck will cost you over 5 years, per km, and above all in cash outflow. In this article, we&#8217;ll give you a concrete example based on a realistic scenario, with financing at 7.99% and a down payment of 15%, then show you how to adapt it to YOUR reality. 1) What exactly is TCO? TCO adds up all the real costs involved in operating the truck: Depreciation (purchase &#8211; resale) Financing (interest, fees) Fuel Preventive maintenance (scheduled services) Repairs\/contingencies Tires\/brakes Insurance + registration\/license Downtime: towing, delays, replacement rentals, loss of opportunity \ud83d\udc49 The right indicator to compare two trucks is often: $\/km. 2) Scenario assumptions (basic figures) Let&#8217;s take a fairly neutral, standard scenario for the transport industry: Hino L8 (chassis cab only: no equipment) &#8211; Purchase price: $145,000 Resale after 5 years: $80,000 Usage: 60,000 km\/year Horizon: 5 years (300,000 km) Diesel: $1.85\/L Average fuel consumption: 25 L\/100 km Other costs (maintenance + insurance + plate): \u2248 $18,000\/year Financing: 7.99% over 60 months Down payment: 15% or $21,750 Please note taxes (GST\/QST), administration fees, tires, downtime and consumption variations (city\/highway\/load\/ralentiate) are not included here, to keep the model clear and comparable. 3) Hino L8 TCO calculation (step-by-step) A) Annual depreciation D\u00e9preciation = (145 000 $-80 000 $)\/5 years =13 000$\/year \u2705 Depreciation: $13,000\/year B) Annual fuel (23 L\/100 km) with 60,000 km\/year Litres\/year : 60 000\u00d725\/100 = 15 000 L\/year Cost\/year : 15 000\u00d71,85 = 27 750 $\/year \u2705 Fuel: $27,750\/year C) Other annual costs (Approximately $18,000\/year) \u2705 Maintenance + insurance + plate: \u2248 $18,000\/year D) Financing (7.99% over 60 months, 15% down payment) Downpayment: $145,000 \u00d7 15% = $21,750 Amount financed: $145,000 &#8211; 21,750 = $123,250 Monthly payment (60 months): $2,498.48\/month Total interest over 5 years: $26,658.55\u2192 annual average: $5,331.71\/year \u2705 Interest (annual average): $5,331.71\/year 4) Hino L8 TCO results (final figures) \u2705 Hino L8 annual TCO 13 000 + 27 750 + 18 000 + 5 331,71 = 64 081,71 $\/year \u27a1\ufe0f Annual TCO \u2248 $64,082\/year \u2705 Hino L8 TCO per km 64 081,71 $ \/ 60 000 km = 1,0680 $\/km \u27a1\ufe0f TCO \u2248 $1.07\/km \u2705 Net cost over 5 years (after resale) of the Hino L8 64 081,71\/year \u00d7 5 years = 320 408,55 $ \u27a1\ufe0f Net cost 5 years \u2248 $320,409 5) Summary (Table): TCO of the Hino L8 Hino L8 &#8211; Example with figures5 ans60 000 km\/yearDiesel 1,85 $\/Lconsu 25 L\/100Rate 7,99% (60 months)Deposit 15% Table 1: TCO (Total Cost of Ownership) of the Hino L8 &#8211; Summary Cost item Annual ($) On 5 years ($) Hypothesis \/ detail Depreciation 13 000,00 65 000,00 (145 000 \u2212 80 000) \u00f7 5 Fuel 27 750,00 138 750,00 60 000 km\/year \u00d7 25 L\/100 \u00d7 1,85 $\/L Others cost (maintenance + insurance + license plate) 18 000,00 90 000,00 Fixed annual Budget Interest (Loan) 5 331,71 26 658,55 7,99% \/ 60 months sur 123 250 $ TCO total (net) 64 081,71 320 408,55 After resale (including depreciation) On mobile: swipe the table left\/right to see all columns.TCO per km\u2248 1,07 $\/km64 081,71 \u00f7 60 000Net cost on 5 years320 408,55 $64 081,71 \u00d7 5 Table 2: Cash Flow (Outflows\/Inflows) \u2013 Monthly for the Hino L8 Element Amount Detail Deposit (15%) 21 750,00 $ Paid on day 0 Amount financed 123 250,00 $ 145 000 \u2212 21 750 Monthly payment (Loan) 2 498,48 $\/months 7,99% \/ 60 months Fuel + other costs (monthly) 3 812,50 $\/months (27 750 + 18 000) \u00f7 12 Total recurring monthly expenses 6 310,98 $\/months 2 498,48 + 3 812,50 Resale (On months 60) 80 000,00 $ Entered at the end of the term Net flow at the month 60 +73 689,02 $ 80 000 \u2212 6 310,98 On mobile: swipe the table left\/right to see all columns. Annual schedule (management perspective) Year Loan payments Fuel Other Costs Total Expenses Income from resale Net flow 0 0 0 0 21 750,00 0 -21<\/p>\n<div class=\"klb-readmore button\"><a class=\"btn link\" href=\"https:\/\/hinorivesudmtl.com\/en\/total-cost-of-ownership-hino-l8-tco\/\">Read More <i class=\"klbth-icon-right-arrow\"><\/i><\/a><\/div>\n","protected":false},"author":1,"featured_media":11643,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[305],"tags":[],"class_list":["post-11637","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-camion"],"acf":[],"_links":{"self":[{"href":"https:\/\/hinorivesudmtl.com\/en\/wp-json\/wp\/v2\/posts\/11637","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hinorivesudmtl.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hinorivesudmtl.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hinorivesudmtl.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hinorivesudmtl.com\/en\/wp-json\/wp\/v2\/comments?post=11637"}],"version-history":[{"count":0,"href":"https:\/\/hinorivesudmtl.com\/en\/wp-json\/wp\/v2\/posts\/11637\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hinorivesudmtl.com\/en\/wp-json\/wp\/v2\/media\/11643"}],"wp:attachment":[{"href":"https:\/\/hinorivesudmtl.com\/en\/wp-json\/wp\/v2\/media?parent=11637"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hinorivesudmtl.com\/en\/wp-json\/wp\/v2\/categories?post=11637"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hinorivesudmtl.com\/en\/wp-json\/wp\/v2\/tags?post=11637"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}